Equal Housing
Magic Funding supports the laws and intent of U.S. policy for the achievement
of equal housing opportunity throughout the nation. We encourage and support
efforts to ensure that there are no barriers to obtaining home financing because
of race, national origin, color, religion, sex, age, handicap, marital status
or familial status.
The Fair Housing Act
The Fair Housing Act prohibits discrimination in the sale,
lease, rental or financing of housing because of race, color,
religion, sex, handicap, familial status, or national origin.
Equal Credit Opportunity Act
The Equal Credit Opportunity Act makes discrimination unlawful
with respect to any aspect of a credit application on the
basis of race, color, religion, national origin, sex, marital
status, age or because all or part of the applicant's income
derives from any public assistance program.
State and Local Fair Housing/Fair Lending Laws
In addition to the federal anti-discrimination statutes, many
state and local governments have enacted regulations prohibiting
discrimination in the sale, lease, rental or financing of
housing on the basis of the neighborhood the property in
which the property is located, sexual orientation, mental
or physical illness, political affiliation, lawful source
of income, environmental conditions or other characteristics.
Contact your state or local housing agency for additional
information.
Rights of the Home or Loan Seeker
You have the right to expect that housing or home loans will
be available to you without discrimination or other limitations
based on race, color, religion, sex, handicap, familial status
or national origin. This includes the right to expect:
Housing in your price range made available to you without
discrimination.
Equal professional service.
The opportunity to consider a broad range of housing or loan
choices.
No discriminatory limitations on communities or locations of
housing.
No discrimination in the financing, appraising, or insuring
of housing.
Reasonable accommodations in rules, practices and procedures
for persons with disabilities.
Non-discriminatory terms and conditions for the sale, rental,
financing, or insuring of a dwelling.
To be free from harassment or intimidation for exercising your
fair housing rights.
If You Suspect Discrimination
Complaints alleging discrimination in housing may be filed
with the nearest office of the United States Department of
Housing and Urban Development (HUD), or by calling HUD's
toll free numbers, 1-800-699-9777 (voice), or 1-800-543-8294
(TDD).
